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How do YOU Say Business Success?

Small Business Trends - Fri, 2016-11-25 08:30

It’s been 13 years now since my last day job and this is exactly the thing I was glad to leave behind. I can’t tell you exactly how much cliche I was exposed to, but it was industrial-sized fully weaponized twaddle and there was plenty of it. I heard it all from “there’s no I in team” to “it’s not a problem, it’s an opportunity.” I used to make Bingo cards of popular management phrases and pass them to friends to mark up under the conference room table. Still, they did provide plenty of fodder for cartoons. And the Bingo was entertaining. So I guess it’s a win-win. (Dang!)

This article, "How do YOU Say Business Success?" was first published on Small Business Trends

Which Bank Services Are Worth Your Attention?

Small Business Trends - Fri, 2016-11-25 06:00

You count on banks and credit unions to safeguard your cash. If you choose carefully, you might even come away with a little something extra: decent interest rates, access to good online and mobile platforms, maybe even a sign-up bonus.

You can get your hands on a host of other tools, too, such as customized debit cards and multiple savings accounts. The catch? You may have to pay for these services, or invest something just as valuable: time.

Here’s a look at which banking add-ons are worth that additional effort and which you’d be better off skipping.

Best Bank Services Multiple Savings Accounts

Savings are usually destined for a variety of purposes. So the way you save should reflect this. Opening multiple savings accounts at the same bank or credit union is typically free and will help you get a better overview of your savings.

You could, for instance, designate one account as your short-term savings fund and use another to store your holiday shopping money. A couple more could be dedicated to your various long-term expenses: vacation, a new car and so on. You can divvy up the categories however you’d like. In the end, the benefit is the same: more control over your savings.
Are They Worth the Time? Yes.

CDs with High Minimums

Long-term certificates of deposit — those with terms of at least three years — typically have better interest rates than standard savings accounts. That makes them solid savings vehicles for people looking to set aside cash for a fixed period of time, assuming they won’t need to access that money in the meantime.

But some banks and credit unions ask for initial deposits of as much as $2,000. Don’t let that pressure you into putting away more money than you want. Find a financial institution that has an initial deposit requirement of no more than $500. Online banks and some credit unions are great places to start your search, as some let you open a CD with as little as $1.
Are They Worth the Money? No.

Premium Checking Accounts

National banks tend to offer several checking accounts, including premium options. These typically offer various perks, like ATM fee reimbursements, and sometimes pay interest. However, it’s usually more difficult to get their monthly fees waived. While a minimum balance of $1,000 might do the trick for a bank’s basic checking option, it could take as much as $5,000 for a premium account.

And although they technically bear interest, many of these accounts have annual percentage yields below 0.05%. For better rates, look into an online bank or credit union, especially if you don’t mind ditching branches, or want to give shared branching a shot. These other types of financial institutions usually offer checking accounts with much better rates and typically don’t come with monthly charges.
Are They Worth the Money? No.

Custom Debit Cards

A chic haircut. A whimsical bumper sticker. A new iPhone case. With so many ways to express your personality, you don’t need a custom debit card. Some banks and credit unions let customers design their cards, giving them the option of uploading personal images or selecting from an array of stock photos. But this comes at a price, typically between $5 and $15.

Our advice? Skip this add-on and invest that money elsewhere.
Are They Worth the Money? No.

Paper Statements

Some banks charge customers $1 to $3 for monthly paper statements. You can opt out of receiving them, though, and we’d recommend you do so. Sign up for electronic statements that you’ll receive via email. You’ll be doing your wallet — and the environment — some good.
Are They Worth the Money? No.

Choose Utility Over Gimmicks

If your bank offers a service that makes it easier to manage your finances, go for it. Take mobile banking as an example. Mobile check deposit and online bill pay services have made it faster than ever to transfer funds. But if a certain offering has no actual long-term value, don’t bother.

Bank Photo via Shutterstock

This article, "Which Bank Services Are Worth Your Attention?" was first published on Small Business Trends

France has not ruled out banning some diesel sales

AutoNews - Fri, 2016-11-25 04:58
France will seek more information from criminal investigations into Renault and VW diesel emissions before deciding whether to ban any of their cars from sale, Environment Minister Segolene Royal said.
Categories: Latest News

France has not ruled out banning some VW, Renault diesel sales

AutoNews - Fri, 2016-11-25 04:58
France will seek more information from criminal investigations into Renault and Volkswagen diesel emissions before deciding whether to ban any of their cars from sale, Environment Minister Segolene Royal said.
Categories: Latest News

Krystal Offers Week-Long Root Beer Float Deal

QSR Magazine - Mon, 2016-08-08 12:56
Image Caption: Image Credit: Krystal is offering $0.99 root beer floats for national holiday.Exclusive Brief: 0

The Krystal Company, the brand famous for its iconic square hamburgers, is celebrating National Root Beer Day all week. From August 8 through August 12, Krystal will offer its Root Beer floats at a special price of $0.99 from 2 p.m. to 5 p.m. in participating locations.

The Krystal Float is made with a blend of cold and frosty Barq's Root Beer, plus a scoop of creamy Blue Bunny vanilla bean ice cream.

Chains: Krystal

Wendy’s Brings Back Baconator Fries

QSR Magazine - Mon, 2016-08-08 12:45
Image Caption: Image Credit: PR NewswireWendy's is bringing back the Baconator fries for a limited time.Exclusive Brief: 0

For nine years Wendy's has offered the Baconator, featuring two quarter-pound patties of 100 percent pure fresh beef, six strips of thick-cut Applewood-smoked bacon, three slices of cheese, and a bakery-style bun.

Chains: Wendy's

Burger King Debuts Whopperito, Burger-Burrito Mash-Up

QSR Magazine - Mon, 2016-08-08 12:32
Image Caption: Image Credit: Burger KingBurger King extends the Whopperito nationwide for a limited time.Exclusive Brief: 0

Burger King restaurants are introducing a Tex-Mex twist on its famous Whopper sandwich nationwide with its new Whopperito burger-burrito mash-up. After a local market debut that sparked widespread demand from guests, Burger King restaurants is now taking its Whopperito national at participating restaurants beginning August 15.

Chains: Burger King

Cott Corporation To Acquire S&D Coffee

QSR Magazine - Mon, 2016-08-08 10:55
S&D Coffee & Tee will be acquired by Cott beverage producers.Exclusive Brief: 0

S&D Coffee Inc. has accepted an offer made by the Cott Corporation to be acquired.

Following the completion of the proposed transaction, S&D will be a subsidiary of Cott, still operating under the S&D Coffee & Tea name. Ron Hinson, at almost 38 years with the company, will remain president and CEO of S&D, and the management team will assume the same scope and responsibilities. Cott, a global, multi-beverage leader, will enable further development and acceleration of S&D’s business model.

Chains: S&D Coffee

Blaze Opens 150th Pizzeria at Disney World

QSR Magazine - Mon, 2016-08-08 10:28
Image Credit: Blaze PizzaBlaze opens its flagship location in Disney Springs.Exclusive Brief: 0

Blaze Fast-Fire’d Pizza, a leading fast-casual artisanal pizza chain, has opened its new flagship restaurant in Disney Springs at Walt Disney World Resort. Known for its chef-driven recipes, the 150th Blaze restaurant debuts in an architecturally innovative structure that was designed specifically for this location.

Chains: Blaze Fast Fire'd Pizza

Focus Brands Commits to Sourcing Cage-Free Eggs

QSR Magazine - Mon, 2016-08-08 09:17
Focus Brands will source only cage-free by 2026 for its franchises.Exclusive Brief: 0

In response to a growing consumer sentiment towards cage-free eggs and the adoption of this policy by several other food service companies, Focus Brands is joining forces with others in the industry and announcing its commitment to sourcing ingredients that contain only cage-free eggs. 

While not a large user of eggs or food items with egg as an ingredient, Focus Brands will work with its suppliers to ensure that all of its restaurant menu items will contain only cage free eggs by 2026. 

Chains: FOCUS BrandsCarvelCinnabonSchlotzsky'sMoe's Southwest GrillAuntie Anne'sMcAlister's Deli

Fuzzy’s Taco Shop Hits 100-Store Milestone

QSR Magazine - Fri, 2016-08-05 12:30
Image Credit: Fuzzy's Taco ShopFuzzy's Taco Shop opens its 100th store in Oklahoma City.Exclusive Brief: 0

Fort Worth, Texas-based Fuzzy’s Taco Shop, the award-winning, Baja-style, fast-casual Mexican restaurant group, hit a milestone this week with the opening of its 100th restaurant. The 100th Fuzzy's Taco Shop is in Oklahoma City, making it the fifth Fuzzy's Taco Shop in Oklahoma, the third in Oklahoma City, and the first tenant to open in the brand new Chisholm Creek mixed-use development in northwest Oklahoma City. 

Chains: Fuzzy's Taco Shop

McDonald’s Olympic Kids To Walk in Opening Ceremony

QSR Magazine - Fri, 2016-08-05 11:57
McDonald's Olympic Kids will walk in the Parade of NationsExclusive Brief: 0

McDonald’s is honoring the spirit of friendship that is at the heart of the Olympic values by celebrating nearly 100 kids from around the world with a once-in-a-lifetime, and first-ever, opportunity to participate in an Opening Ceremony at the Rio 2016 Olympic Games. The McDonald’s Olympic Kids will walk in the Parade of Nations at Rio’s famed Maracanã Stadium in front of 80,000 live spectators and billions of television viewers worldwide. 

Chains: McDonald's

Get a Glimpse at Subway's Brand-New Logo, Branding

QSR Magazine - Fri, 2016-08-05 10:11
Image Caption: Subway's new symbol borrows its iconic arrows for a simpler design.Image Credit: SubwaySandwich chain reveals new logo and symbol as part of rebrand.Exclusive Brief: 0

Subway, the world’s largest sandwich chain, revealed a bold update to its iconic logo, along with a powerful new symbol. Consumers will catch a glimpse of the new logo in ads airing August 5.

Chains: Subway

McAlister’s Turns Cookies Blue for Autism Speaks

QSR Magazine - Fri, 2016-08-05 09:50
McAlister's is turning its sugar cookies blue for Autism Speaks.Exclusive Brief: 0

McAlister's Deli has announced its national partnership with Autism Speaks, the world’s leading autism science and advocacy organization. Throughout the month of August, McAlister’s will turn its famous sugar cookies blue, in support of the organization’s signature color. $0.75 from each cookie sold will support Autism Speaks’ mission of funding scientific research, increasing awareness of autism spectrum disorder, and advocating for the needs of people with autism and their families.

Chains: McAlister's Deli

Five Reasons Why Franchising Without a Franchise Consultant is Reckless

Franchise-Chat - Fri, 2015-03-27 22:00
Callum Floyd, Director of Franchize Consultants in New Zealand, explains five important reasons why a franchise development consultant is pivotal when franchising a business.
Categories: Latest News