Insuring Risk for Pizza Deliveries

Today, Super Bowl Sunday, is the biggest pizza delivery day of the year. Papa John's alone expects to deliver 600,000 pizza pies. But only a few insurance firms cover delivery boys from accidents. They require the following stipulations:

Drivers are usually younger than most and they are challenged to deliver the pizza as fast as they can, as their income is usually heavily influenced by the number of jobs through tips.…In order to get insured by Fireman's Fund, Gerritsen said pizza places can't have any delivery time guarantee. They also can't use temporary drivers or employ anyone under 18. – CNBC